Reflections Done Right – Creating a Money Roll Icon
Download Source Files
Cash-in when you follow this tutorial for creating accurate and logical reflections. I’ll cover how to use shading and masking to create an illustration that’s worth the look.
Final Image Preview
Below is the final image we will be working towards. Want access to the full Vector Source files and downloadable copies of every tutorial, including this one? Join Vector Plus for just 9$ a month.
Tutorial Details
- Program: Adobe Illustrator CS4
- Difficulty: Intermediate
- Estimated Completion Time: 1.5 hours
Here is the illustration I’ll be creating.

Step 1
Start by using the Ellipse Tool (L) to draw a perfect circle. Hold down the Shift key to accomplish this.

Step 2
Add a radial gradient with light green colors. Ensure that the center and outer edges are lighter.
Step 3
Using the Direct Select Tool (V) distort the circle down to an oval shape.

Step 4
Duplicate the oval lower on the page. Make sure to keep it perfectly in alignment with the first shape. The distance that the shapes are away from each other will be the height of your roll of money.

Step 5
Using the Rectangle Tool (M) draw a rectangle that is exactly the width of the ovals. The rectangle should start and end at the halfway points of both ovals.

Step 6
Select the rectangle and the bottom oval. In the Pathfinder Palette select Unite. The two shapes should now be one.

Step 7
Give the roll of money a linear gradient. Observe that the right edge has a bit of highlight to it. This is called reflective lighting and is important in the overall effectiveness of the icon’s look. Spend a little time getting your gradient right before you move on. Note, if the oval on top is not in front simply select it and go to Object > Arrange > Bring to Front.

Step 8
IMPORTANT: Duplicate all your shapes and keep the original off to the side.
Using the new copy, make sure the oval is on top of the dark green gradient shape (Object > Arrange > Bring to Front), then select both shapes and in the Pathfinder Palette click Minus Front.

Step 9
This is what you should be left with.

Step 10
Select the shape and go to Object > Path > Offset Path. Enter a negative value for the Offset. Note, your value will be determined by how big your artwork is created so enter a number that looks good to you.

Step 11
Before you can color the new shape individually, you will need to ungroup the object. Go to Object > Ungroup. Using the Direct Selection Tool, select the center shape and give it a black fill. In the Transparency Palette select Multiply, then adjust the Opacity to about 25%. Now, you can position the new smaller shape on top of the roll of money you set off to the side and get rid of the larger shape.

Step 12
Create the hole through the top of the roll by copying the oval on top and then pasting directly in place by pressing Command + F. Scale the oval down using the Direct Select Tool. Hold Shift + Option and drag the object down until its smaller.

Step 13
Fill the shape with a black to white radial gradient, set the mode to Multiply in the Transparency Palette and bring the Opacity down to about 42%.

Step 14
Create a more arbitrary shape on the face of the roll by using the Pencil Tool (N) to draw the shape. Tip: hold down the Option key to easily close the shape when you are drawing it.

Step 15
To create the illusion of folds or creases on top of the roll is easy to do. Use two overlapping ellipses to start.

Step 16
In the Pathfinder Palette select Minus Front. This will leave you with a crescent shape. Duplicate the shape and change the scale and color to add a variety of folds and creases.

Step 17
This is what your artwork should look like right now.

Step 18
To create the band around the roll use a process similar to the one for creating the creases on top. Again, start by overlapping two ellipses.

Step 19
Click Minus Front in the Pathfinder Palette.

Step 20
If you zoom in you’ll see that there is now a sharp point on the edge of the band. You’ll need to use the Pen Tool to correct it.

Step 21
Using the Pen Tool (P) draw a shape that covers the pointed edge. Use Minus Front in the Pathfinder to modify the shape of the band.

Step 22
Give the band a rich red to dark red gradient. Observe how I’m still using reflective lighting on this element too. Keep in mind your light source. For this illustration, the light is coming from the upper left side.

Step 23
Give the band a little more detail by adding a darker edge around it. Go to Effect > Stylize > Inner Glow. Select Multiply and use a dark color like black. Adjust the Opacity and Blur, then click OK.

Step 24
Give the band a shadow by first using the Pencil Tool to draw a shape similar to below.

Step 25
Blur the shape by going to Effect > Blur > Gaussian Blur. In the Transparency Palette select Multiply so the shadow blends well with the green color behind it.

Step 26
Enhance the detail of the band by using the Pen Tool to draw a slight highlight on its edge.

Step 27
Create the coins by first drawing an ellipse and filling it with a linear gradient.

Step 28
I’ve added a subtle inner shape that is slightly darker than the shape behind it. This creates the impression of a ridge or lip within the surface of the coin. Again, use the copy and paste in place technique (used in Step 12) to be certain your new shape is in the middle of the shape behind it.

Step 29
Give the coin depth by duplicating the oval and placing it lower than the first oval. Draw a rectangle that is the width of the oval and starts and ends at the horizontal halfway point of both the top and bottom oval. Use the Pathfinder Palette to Unite the bottom oval and rectangle shape. In a nutshell, create this shape the same way that you created the shape of the roll of money.

Step 30
Use the Pen Tool to draw some of the small details like rivets on the side and reflections on the edges.

Step 31
Draw a few other coins, rotate and stack them on top of each other. Group each coin as you draw it to make selecting one coin at a time easier.

Step 32
Give each coin its own shadow using the Gaussian Blur technique. Observe how the center shadow is darker since more coins cover this area.

Step 33
Place the coins next to the roll of money. Add another blurred shadow in the area where the coins touch the roll.

Step 34
Add a shadow under the roll of money too.

Step 35
To create the reflection start by grouping the roll of money and all the elements that comprise it. Duplicate it and send it to the back by going to Object > Arrange > Send to back.

Step 36
Select the bottom roll and in the Transparency Palette double click the blank area highlighted in yellow.

Step 37
Your bottom roll shape should now be invisible.

Step 38
Using the Rectangle Tool, draw a rectangle (that has a white fill) on top of the area where the bottom roll should be. Now, your bottom roll should be visible again.

Step 39
Still working on the mask side of the Transparency Palette (the right-hand side,) give the "white" shape you just drew a black to white radial gradient. This gradient is gradually masked out to give the impression of the reflection fading out. Ensure that your black is made up of all 0 values and your white is made up of all 255 values. Neglecting this step will render your reflection unable to fade out or in completely.

Step 40
Note that Steps 36-39 should be completed on the mask side of the Transparency Palette (the right-hand side.) Switch back to the left-hand side of the Transparency Palette by double-clicking the yellow area. Now, in the Transparency Palette you can select the bottom roll shape and adjust the Opacity to something lower, like approximately 60%.

Step 41
This is what your artwork should look like right now.

Step 42
Creating a logical reflection for the coins is usually where most people have trouble visualizing the correct execution. In the first example, the coins have simply been copied and pasted upside down. This is incorrect. The correct look that the coins should have is that of a true reflection.

Step 43
It’s easy to make the reflection look believable. I’ve broken the process down into 3 images. First, copy the coin on the left. Rotate it and send it to the back of all the other objects. Second, duplicate the edge of the center coin and paste it directly below. Third, duplicate the right coin a send that behind all the other objects too.
Now, the coins are stacked in a more realistic manner than simply copying and pasting the entire thing.

Step 44
Fade the coins out by using the same masking technique used for the roll of money.

Step 45
Draw a Rounded Corner Rectangle. Note, you can adjust the radius of the corners by holding the up or down arrow while you draw the shape.

Step 46
Fill it with a cool blue gradient.

Step 47
Make the edges darker by going to Effect > Stylize > Inner Glow.

Step 48
Add a bit of atmosphere by drawing some random wave shapes and giving them a white to transparent gradient.

Step 49
Add the text at the bottom. I’ve used a font called ITC Franklin Gothic.

Step 50
To give the text a gradient fill, first select the text, then in the Appearance Palette select the flyout triangle and click Add New Fill. Adjust the gradient to your liking.

Step 51
To give the text a shadow, I’ve simply burred a square shape using Gaussian Blur.

Step 52
Last, give the text a reflection as was done for the roll of money and coins.

Final Image
This is what the final icon looks like!

Subscribe to the Vectortuts+ RSS Feed to stay up to date with the latest vector tutorials and articles.


cool tutorial
nice outcome too
…but…the money roll reflection is wrong… it should be upside down..
I was just going to say that as soon as I saw the final image preview. Good techniques in the tutorial anyway…
very helpful … often thought about the “right” reflection for this case… objects sometimes are not so geometrical simple like the money roll for example
dont like the outcome so far… but its more a question of taste i think
nice tutorial though…
The result is not awesome but the technique about the “coins” is really useful.
nice one, but the oval on the roll isn’t mirrored
…indeed, the roll of money needs to be flipped vertically, at the moment the top is reflected, but it should really be the bottom on the roll of money…
Jonathan has forwarded some correction on flipping the money roll vertically. We’re having some image caching issues though, so the correction will show up tomorrow. Thx for the feedback.
The money roll and the coins are barely recognizable as such. The linework, shading and details really need more attention.
All those glows wash out the illustration but they can’t cover the mistaken reflection of the bankroll.
I think some physics check was in order here before attempting to teach reflections. And quality control should be tightened up.
Does anybody agree with me?
It’s funny this is called “reflections done right..” with the money roll wrong.. Definitely shows lack of training in basic design principles..
Yes, I was a bit surprised that this tutorial is posted here. Because the money roll is indeed not ‘right’ reflected on the final picture. I was hoping that the maker would get to this in the tutorial and pointed out that you have to be careful with what you do.
As pointed out, needs a little touching up and the reflection needs flipped for the money roll but over all the idea is there and its good that we can at least get the idea of whats going on here.
I dont know if its just me but the money roll looks more like a can of soup to me. Maybe instead of making it a clean circle make some of the bills poking out and put some crinkles in the bills and add a fake face to the front of the bill or some numbers to show that it is a wad of money.
Thanks for the tutorial!
Well I didn’t check but I think the reflection wouldn’t be transparent as in seeing the roll of money through the coins … and the coins would still need to look like they overlap in the reflection … and the roll should be flipped. Needs work. Should not be called “reflections done RIGHT” but rather “some tips on reflections”
This is the post I was trying to find, you beat me to this one haha.
There are quite a few mistakes made on these reflections, I was hoping that FINALLY a tutorial on how to REALLY do reflections was here, but apparently not
Nice try though
Very nice result, I like it. Intersenting and easy to follow.
I could use a thick money roll like that..hope it’s not a $20 bill over a bunch of 1s..haha..
Anyway I think you tried to do too much..usually people only have like a reflection or a shadow..not both because then there is a conflict of what’s really going on if not done right..
The shadows create the illusion that the objects are further than they appear..or like hovering or something…I think this would be best as a flat image with no sense of depth..
the other thing that’s weird here is that the reflection of the coins is transparent. (in the reflection you can see the roll through the coins) You should have created all the reflected objects first and then applied the fade gradient to all of them at once so that they would all fade in the same degree and amount as you move deeper into the reflection.
Hey everyone, thanks for the feedback. I’ve made a few edits to some of the images (mainly to correct the erroneous oval on the reflected bill.) That technicality slipped my attention. You should see the revised images on the site momentarily.
Having said that, my drawing style, color and shading choice and all creative liberties that you may not agree with but will continue to be flexible in their execution.
Definitely put your own spin on your illustration and create what you like, as I definitely create what I like!
It’s beautiful, I love it!
Am i the only on who seriously HATES the gradient tool in Illustrator?
Especially when you compare it to the gradient tool in Photoshop…
Nope.
I really dislike the color picker window as well.
It beats the hell out of me why it is possible to drag the color selector outside the colors. Makes it a real pain to choose black or white.
Thanks for the tutorial!
http://farm5.static.flickr.com/4006/4267844609_5b22e735fa_o.jpg
Cheers for the tutorial. I’ve learned quite a few things about gradients and masking in illustrator. The money doesn’t really look like money does it…
Heres my effort -
http://img109.imageshack.us/img109/2504/moneyroll.jpg
God tips but in my eyes reflections have been so over used. It’s so last year.
the oval on the roll isn’t mirrored and the money is kiinda floating
Really good and easy to follow tutorial. Some good techniques used, which I never tried before but I will have to try them for making better reflections. Thanks for sharing.
Fabulous Collection.. Great Post
I really benefited from the list. Thanks for your sharing!
Omg This Is Amazing !!! Great Post
Thanks for your sharing!
I have Bookmarked, future reference.
I like it, thanks it is so interesting
^ troll?
Anyway, the reflections are off, but there’s no need to bash it into the author, I think the point is made. On the positive side, I’m pretty sure the author will forever be careful of working with reflections, making for better art.
The money roll is floating, the shadows are incredibly wrong, the shape of the coins are just so plain wrong, the left coin seems to stick in the money roll, there is a highlight on the red band which is also on the reflection that just looks wrong :/
Honestly, the only interesting part is the reflection of the coins, the rest is quite awefully done. :/
not the best i’ve seen. the pills/money section could do with a bit more work! good effort though!
Intresting. However the final outcome seems to be hanging in the air. It would of been cool if there was a table or something so they could be on.
Thank you! Great tutorial. Here is my attempt.
http://docs.google.com/leaf?id=0B-7sA9UsUo8_NjQ3YzdjOGItMDg3ZS00NTRlLWEwMGItY2EyNjEwNDA3MTcx&sort=name&layout=list&num=50
Looking good, thanks for posting